Bodily Injury & Property Damage -- Liability covers only the physical damage to another person or property for a preset limit.

COMPREHENSIVE -- Covers the vehicle for fire damage, vandalism & theft; minus the deductible amount. A.C.V. may apply minus the deductible accepted.
COLLISION -- Covers the vehicle for damage caused by collision with any objects. Damage caused by animals is covered under COMPREHENSIVE. A.C.V. may apply minus the deductible accepted.

UM a.k.a. UNINSURED covers the occupants in the covered vehicle against another person who does not have insurance coverage; please be advised the coverage is for medical injuries only. Preset limits apply.
UIM a.k.a. UNDERINSURED covers the occupants in the covered vehicle when another vehicle is at fault, has insurance, but not enough to cover all medical related injuries. Preset limits apply.
FULL GLASS a.k.a. SAFETY EQUIPMENT covers all windows, mirrors, headlights, taillights & front the windshield at a zero deductible.
TOWING COVERAGE is provided on a per occurance basis, with a maximum preset limit.
RENTAL provides substitute transportation due to an accident regardless of fault. This coverage has a preset per occurance, with a maximum preset limit.
MEDICAL COVERAGE will cover the occupants in the covered vehicle for a preset limit per person. This coverage is for medical related injuries due to an accident regardless of fault.